DEPOSIT ACCOUNTS
(Full account disclosures are available upon request)
These accounts receive quarterly dividends. Rates are subject to change without notice and are based on projected earnings. (see Rates for a list of the current rates).
SHARE SAVINGS ACCOUNTS*
In order to be a member, you must have a Share Savings Account. A minimum balance of $5.00 needs to be maintained within this account through the duration of your membership. You may also have secondary share savings accounts under your base account number for your own special savings needs. Dividends are declared and paid quarterly, based upon the credit union's previous quarter's earnings.
SHARE DRAFT (checking) ACCOUNTS
Our checking accounts are provided to you with no periodic or per item service fees and there is no minimum balance requirement. The only expense to you is your check printing, unless you would overdraw or need a special service, such as a stop payment, etc. No dividends are paid on these accounts.
SHARE CHRISTMAS CLUB ACCOUNTS
These accounts are to be used to help you prepare for the holiday season. You select an amount to be deposit every pay period. Your deposited funds will be mailed to you during the first week of November each year. Dividends are paid annually prior to disbursement.
SHARE VACATION CLUB ACCOUNTS
Saving for vacation has never been easier! You select an amount to be deposited automatically every pay period. Up to three withdrawals are permitted each year. Dividends are paid quarterly.
SHARE CERTIFICATE ACCOUNTS
These accounts are established for a specific term at a specific rate. There is a $1,000 minimum deposit. Dividends are paid at maturity.
SUMMER PAY ACCOUNTS*
These accounts are offered as a convenience for employees to save money during the school year from each pay period which is deposited automically. Summer pay accounts pay out during the months of July and August on regular scheduled pay dates.
Click Here to download Summer Pay Information
*These accounts receive quarterly dividends. Rates are subject to change without notice and are based on projected earnings. (see Rates for a list of the current rates).
LOANS
Loan types offered are secured (new and used automobiles, titled vehicles), unsecured (signature), share or CD secured loans, debt consolidation and technology loans.
CREDIT DISABILITY AND CREDIT LIFE LOAN PROTECTION
We offer member pay Credit Disability and Credit Life Coverages through CUNA Mutial Insurance Society. Credit Disability protects you in the even you are under doctor's care and unable to work. Credit Life pays your loan in the event of your death. Coverages are available for the borrower, or the borrower and co-borrower. Premimuns are added to the loan monthly based upon the current principal balance. These overages may not be available on all loan types. These are restricitons and exclusions associated with these coverages and members should ensure they read and fully understand the Loanliner insurance information prior to purchasing these coverages.
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